Simplify Your Retirement Plan And Maximize Your Retirement Income

Discover how to optimize your retirement plan to create income that will last a lifetime without the worry of running out of money.

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Hi there,

My name is Aaron Cirksena with Premier Planning Group.

Thank you for your interest in meeting with me and learning more about what I can do to help you reach your retirement goals.

"Have I saved enough?"

"How will markets perform during my retirement?"

"Will my investments earn enough interest to meet my retirement needs?"

These are just a few of the concerns that people come into my office facing when thinking about retirement.

Retirement is called your “golden years” for a reason.

It’s the time where you are meant to be enjoying life and relaxing, not stressing and worrying about your finances.

Retirement doesn’t have to be scary or complicated and I make sure every one of my clients understands that.

My promise to you is to listen carefully, plan diligently, and make sure all of our conversations are in terms that we BOTH can understand.

I want you to have the confidence that your money is going to last as long as you do and to always know where your paychecks in retirement are going to come from.

I can help maximize every piece of your retirement from social security, to pensions and investments to make sure they are all working in combination for your highest benefit.

I look forward to meeting with you and showing you the difference proper planning can make.

schedule your consultation

Check the background of this investment professional on FINRA's BrokerCheck.

Premier Planning Group is an independent firm. Securities and advisory services offered through Cetera Advisor Networks LLC, member FINRA/SIPC, a broker-dealer and a registered investment adviser. Cetera is under separate ownership from any other named entity. Aaron Cirksena is a Registered Representative offering securities and advisory services through Cetera Advisor Networks LLC, member FINRA/SIPC. Registered Address: 115 WEST ST SUITE 400, ANNAPOLIS, MD 21401. Phone: 443-837-2520. Registered Representatives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States. Disclosure of Order Routing Information | Privacy Policy | Business Continuity | Important Disclosures

Although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation. There is a surrender charge imposed generally during the first 5 to 7 years or during the rate guarantee period. Index annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Any guarantees offered are backed by the financial strength of the insurance company, not an outside entity. Investors are cautioned to carefully review an index annuity for its features, costs, risks and how the variables are calculated. If you are purchasing an annuity to fund any tax-qualified retirement plan (IRA), you should be aware that this tax-deferral feature is available with any investment vehicle and is not unique to an annuity. Carefully consider the features and benefits of the annuity before making the decision to purchase. Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.